Settle Your Tax Debt For a Fraction of What You Owe.
The IRS wants to close your case. If you cannot pay your full tax liability, federal programs exist to legally reduce your balance, stop wage garnishments, and give you a clean slate.
Free Relief Consultation
Speak confidentially with a tax relief expert to see exactly which forgiveness programs you qualify for.
Fresh Start Savings Simulator
The IRS calculates an Offer in Compromise (OIC) based on your ability to pay. Input your details below to see a hypothetical projection of how much debt could legally be forgiven.
Income left after paying essential living expenses (housing, food, etc.).
Value of assets (vehicles, savings) minus loans against them.
Simulation Note: This tool uses the standard 12-month OIC multiplier formula [Asset Equity + (Disposable Income x 12)]. Actual IRS approval requires strict verification.
Projected Legal Forgiveness
Debt Relief Options Compared
Understand why pursuing a formal settlement is vastly superior to ignoring the IRS or accepting a standard payment plan.
| Feature | Offer in Compromise (OIC) | Standard Installment Plan |
|---|---|---|
| Total Debt Paid | A fraction of the balance (Based on ability to pay). | 100% of the balance. |
| Penalties & Interest | Wiped out completely upon settlement. | Continues to accrue daily until paid in full. |
| Wage Garnishments | Halted immediately during review. | Halted only if payments are maintained perfectly. |
| Finality | Debt is permanently forgiven and closed. | Takes up to 72 months to clear. |