Scale your operations.
Keep your equity.
Secure up to $5M in non-dilutive capital to open new locations, hire executive talent, or acquire competitors. Maintain 100% control of your company while fueling your next growth phase.
- Checking rates will not affect your personal or business credit.
- Terms from 12 to 84 months for optimized cash flow.
- Zero restrictions on how you deploy the capital.
Preserve Ownership
Unlike Venture Capital or Private Equity, debt financing allows you to access massive liquidity without surrendering board seats or company shares.
Revenue-Based Underwriting
We focus on the health and cash flow of your business, not just archaic personal credit scores. Strong revenues equal higher borrowing limits.
Rapid Disbursement
SBA loans can take months. Our commercial expansion loans can be underwritten, approved, and wired to your operating account in 48-72 hours.
Check Business Rates
See how much capital your business qualifies for. Zero commitment or obligation.
Deploy Capital Where It Counts
Once the funds hit your operating account, there are no vendor restrictions or red tape. Deploy your expansion loan aggressively to capture market share.
New Locations & Real Estate
Cover commercial deposits, tenant improvements, interior build-outs, and opening costs for your next storefront or warehouse.
Strategic Hiring & Payroll
Bring on C-suite executives, expand your sales team, or ramp up production staff. Use the capital runway to cover payroll until the new team generates ROI.
Bulk Inventory & Equipment
Secure bulk vendor discounts by purchasing massive inventory blocks upfront, or finance heavy machinery outright without complicated leasing terms.
M&A and Competitor Buyouts
Act quickly when opportunities arise. Secure the fast capital required to buy out a retiring competitor or acquire a complementary business.
Expansion ROI & Cash Flow Estimator
Smart debt is leverage. See how financing your expansion can yield massive net-positive cash flow without giving up equity.
Expansion Variables
How much new annual revenue will this cash generate?
Monthly Cash Flow Impact
Debt Service (Payment)
-$8,150/mo
Projected New Revenue
+$7,291/mo
Estimated Net Monthly Cash Flow
This expansion practically pays for itself while netting you a profit.
*Educational tool assuming an illustrative 10.5% commercial APR. Your actual rates, terms, and business ROI will dictate true cash flow.
The True Cost of Capital
Every funding avenue has a cost. Venture Capital costs you ownership. SBA loans cost you time. See why an Expansion Loan is the smart middle ground.
| Feature | Expansion Loan | Venture Capital / PE | SBA Loan |
|---|---|---|---|
| Equity Dilution | 0% (You keep it all) | 10% - 40%+ | 0% |
| Speed to Fund | 2 to 5 Days | 3 to 9 Months | 2 to 4 Months |
| Board Control | You Retain 100% | Investors get seats | You Retain 100% |
| Collateral Needed? | Often Unsecured | No | Yes (Heavy liens) |
The Fast Track to Funding
1. Digital Application
Complete the 3-minute form. Sync your business bank accounts securely for instant revenue verification without massive paperwork.
2. Automated Underwriting
Our algorithms and commercial agents assess your cash flow health, instantly generating custom terms, limits, and rates.
3. Wire Transfer
Upon digital signature, funds are wired via ACH directly into your business operating account within 48 hours to fuel your growth.
Commercial FAQs
Executive-level answers regarding expansion capital.
Do I need to pledge my personal assets (like my house)?
Unlike strict SBA loans, many of our expansion loans are entirely unsecured or rely solely on a general business lien. This means you do not have to pledge your personal real estate as collateral.
What are the minimum requirements to qualify?
General guidelines require your business to have been operating for at least 12 months, generating a minimum of $250,000 in annual revenue. Underwriting focuses heavily on recent cash flow rather than just personal FICO scores.
Is there a penalty if we pay the loan off early?
Most of our commercial lending partners offer flexible prepayment options without massive penalty fees. If your expansion yields faster ROI than expected, you can pay down the principal to save on total interest costs.