Commercial Hospitality Capital

Secure the Capital to Build, Buy, or Reposition.

From flagged franchises to independent boutiques, we connect hoteliers with aggressive financing options. Access non-recourse CMBS, SBA 504, and bridge loans up to 85% LTV.

Acquisition & Refinancing Lock in long-term, fixed-rate debt for stabilized assets. Lower your cost of capital and increase cash flow.
Construction & Development Fund ground-up construction with tailored draw schedules. Transition seamlessly to permanent mini-perm financing upon stabilization.
Value-Add & PIP Bridge Loans Fast, flexible bridge capital to execute Property Improvement Plans (PIPs), re-flagging, or turnaround strategies.

Request a Term Sheet

Connect with a commercial hospitality underwriter. Get a preliminary analysis within 24 hours.

Strictly confidential. Bank-level encryption.
Interactive Tool

Hospitality Loan Estimator

Underwrite your next hotel deal instantly. Estimate your required equity and monthly debt service based on current market parameters.

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Includes acquisition, construction, or PIP costs.

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Note: SBA 504 loans often provide up to 85% LTV, while conventional and CMBS loans typically cap at 70-75% LTV depending on trailing 12-month (T12) DSCR.

Deal Structure Projection

Estimated Loan Amount
$11,250,000
Capital Secured
Required Equity (Down Payment)
$3,750,000
Cash to Close
Est. Monthly Payment (P&I)
$83,136
Debt Service

Capital Stack Options

We match the specific lifecycle of your hotel to the optimal lending product.

Loan Type SBA 504 Conventional / CMBS Bridge Loan
Best For Owner-Operators, Acquisitions, Refinancing Stabilized assets, Larger loan sizes, Non-recourse Renovations, PIPs, Turnarounds, Construction
Max LTV / LTC Up to 85% LTV 65% - 75% LTV Up to 75% LTC
Recourse Full Recourse Required Non-Recourse Available Recourse & Non-Recourse
Term Length Up to 25 Years (Fully Amortized) 5, 7, 10 Years (25-30 yr Amortization) 12 to 36 Months

Hospitality Financing FAQs

We arrange financing for both. While flagged hotels (Marriott, Hilton, IHG) often have an easier path to conventional or CMBS financing due to brand strength, we have extensive networks of lenders who actively fund independent and boutique hospitality assets based on historical DSCR and strong management experience.
Yes, hotels are considered eligible owner-occupied properties for SBA 504 loans, provided you or your management company operate the asset. The SBA 504 is highly attractive for hospitality because it allows up to 85% LTV, meaning you retain more liquidity, and offers fully amortizing terms up to 25 years.
A Property Improvement Plan (PIP) is a mandate from a hotel brand requiring the property owner to upgrade the asset to meet current brand standards. Yes, we provide bridge loans and construction-to-perm financing specifically structured to cover PIP costs, allowing you to maintain your flag or execute a turnaround strategy.
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