Real Money. No Nonsense.

Earn Cash Back On Every Single Purchase.

Forget confusing travel points and blackout dates. Put real money back in your pocket with unlimited cash back on groceries, gas, dining, and everything else you buy.

5%
Up to 5% Cash Back Earn an industry-leading 5% back on everyday essentials like groceries, and 3% back at gas stations and restaurants.
$200 Sign-Up Bonus Get a cool $200 statement credit automatically applied to your account after spending just $1,000 in your first 90 days.
$0 Annual Fee Forever Keep 100% of your rewards. You will never pay a yearly fee to carry this card, maximizing your true cash back value.

Check Pre-Approval

Checking your eligibility takes less than 60 seconds and will NOT impact your credit score.

Bank-level AES-256 secure encryption.
Interactive Tool

Cash Back Maximizer

Input your average monthly spending below to see exactly how much free cash you could be earning every year just by paying with the right card.

$

Earns massive 5% Cash Back

$

Earns 3% Cash Back

$

Earns 3% Cash Back

$

Earns 1% Cash Back

Your Projected First-Year Cash Back

Total Cash Earned
$908
Direct deposit to your bank account
Monthly Average
$75
Effective Return Rate
2.9%

Pro Tip: Unlike points cards, cash back never devalues. You can automatically apply your earnings as a statement credit to lower your bill, or have it deposited straight into your checking account.

Simplicity Meets Profit.

We eliminated complicated reward tiers and rotating categories. Earning money back on your purchases should be automatic and effortless.

Effortless Earning

No Rotating Categories.

Stop keeping track of a calendar to figure out what earns cash back this month. Your reward rates on Groceries, Gas, and Dining are locked in permanently year-round.

Auto-Redemption

Set your account to automatically apply your cash back to your statement balance at the end of every month. Less debt, zero effort.

Real-Time App Tracking

Instantly get notified on your phone every time you earn cash back. Watch your rewards balance grow with every swipe.

0% Intro APR on Purchases

Need to make a large purchase? Pay no interest on new purchases for the first 15 months, giving you time to pay it off completely free.

Stop Using Your Debit Card.

Debit cards offer zero rewards and zero fraud protection. See why upgrading to a Cash Back Credit Card is the smartest financial move you can make today.

Feature Our Cash Back Card Standard Debit Card
Rewards on Groceries 5% Cash Back 0%
Annual Fee $0 $0 (usually)
Fraud Protection $0 Liability (Bank's money) Your bank account is drained
Builds Credit Score? Yes No

Cash Back FAQs

It is absolute, true cash value. 1 cent earned is 1 cent in your pocket. You can redeem it as a statement credit to pay off your credit card bill, or you can transfer it directly into your checking account to spend however you want.
No! There are absolutely no earning caps. Whether you spend $500 a month or $5,000 a month, you will continue to earn the full 5% on groceries and 3% on gas and dining without any limitations or cutoffs.
It's simple. Once you are approved, just use your new card for your normal, everyday purchases. Once you spend a total of $1,000 within the first 90 days of opening the account, the $200 cash bonus will be automatically credited to your rewards balance.
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