Open your next unit.
Keep your momentum.
Secure the capital you need to pay franchise fees, build out your location, and launch with strong working capital. Fast approvals built for the speed of modern franchising.
- Funding from $50,000 up to $5,000,000.
- Specialized terms for established FDD brands.
- Use for FF&E, construction, or partner buyouts.
Fast-Track Approvals
If you are opening a location for a pre-vetted, established national franchise, we can expedite your underwriting significantly.
Multi-Unit Scaling
Whether you are signing a 3-pack development deal or acquiring existing territories, we provide the runway capital to scale operations.
Turnkey Solutions
Stop piecing together multiple loans. Consolidate your franchise fees, leasehold improvements, and initial working capital into one facility.
Check Commercial Rates
See how much capital your franchise project qualifies for. Zero obligation.
Capital for Every Stage of Expansion
Whether you are an emerging entrepreneur launching your first QSR, or an established operator taking over a struggling territory, we fund your business plan.
New Unit Launches
Secure the upfront capital required by the franchisor for initial franchise fees, deposits, leasehold improvements, and grand opening marketing.
Brand Remodels
When corporate mandates a store refresh or technology upgrade, get the fast financing needed to remain compliant and avoid penalties.
Partner Buyouts
Acquiring an existing, cash-flowing franchise location from a retiring owner? Use our capital to execute a smooth ownership transition.
FF&E Upgrades
Finance specific Furniture, Fixtures, and Equipment (like new POS systems, gym equipment, or industrial ovens) without draining operating cash.
Franchise Profitability Estimator
Input your projected franchise costs and revenue to determine if the location's cash flow will comfortably cover your monthly debt service.
FDD & Business Plan Data
Include fees, build-out, and working capital.
Projected gross sales at maturity.
Profit margin *before* debt service.
Cash Flow Viability
Monthly Debt Service
-$5,683
Gross Operating Profit
+$9,750
Projected Net Profit
Strong DealExcellent. Your operations generate enough cash flow to cover the loan payment while leaving strong residual profit for you.
*Educational tool assuming an illustrative 9.5% commercial APR. Actual debt service will depend on final lender underwriting and specific terms.
Protect Your Equity & Timeline
SBA loans can take months, and bringing on an equity partner costs you profits forever. See why a dedicated Franchise Loan is the smarter scaling strategy.
| Feature | Our Franchise Loans | SBA 7(a) Loans | Equity Partners |
|---|---|---|---|
| Speed to Funding | 2 to 4 Weeks | 3 to 6+ Months | Varies wildly |
| Loss of Profits | 0% (You keep it all) | 0% | 20% - 50% Forever |
| Loss of Control | None | Heavy Bank Oversight | Partner gets voting rights |
| Collateral Needed | Business Assets / UCC | Personal House Often Required | None |
The Funding Process
1. Brand Verification
Submit your information. We quickly verify your target franchise brand against our approved registry to expedite the process.
2. Business Plan Review
Our commercial underwriters review your personal financials, the FDD item 19 (if available), and your location's specific build-out costs.
3. Direct Disbursement
Upon approval, funds are made available to pay the franchisor directly for fees, or disbursed to your operating account to handle construction.
Franchise Lending FAQs
Executive answers for prospective and current franchisees.
Do you finance first-time franchisees?
Yes. While prior business or industry experience is heavily favored by underwriters, we absolutely fund first-time franchisees, provided the franchisor is an established brand with a proven track record of supporting new operators.
Is collateral required to secure the loan?
Generally, yes. However, unlike SBA loans which often require you to pledge your primary residence, our franchise loans are typically secured by a UCC blanket lien on the business assets themselves (the equipment, fixtures, and revenue of the franchise location).
What if my brand requires a massive remodel?
We provide specialized financing specifically for brand-mandated remodels (Property Improvement Plans or PIPs). Since the location is already operational and generating cash flow, these are some of the fastest loans we fund.