Automatic Savings & Investment Allocation Tool (Conceptual Planner)
Savings Input
Define Allocation Buckets
Define your savings/investment buckets and their target allocation percentages (must sum to 100%). Assign a conceptual annual growth rate for projections.
Projection Setup (Optional)
Conceptual annual growth rates for each bucket are set in the "Allocation Buckets" tab. These will be used for projection if enabled.
Allocation & Projection Results
Current Period Allocation
Allocation breakdown for the current period will appear here.
Long-Term Projections
Bucket growth chart appears here if projections enabled.
Year-by-Year Projection Details:
Projection table appears here.
Manage Budget Data
Your allocation plan data is stored in your browser's local storage. Export it regularly for backup or to transfer to another browser/device.
Enter savings amount and bucket allocations, then click 'Recalculate'.
"; allocPieContainer.innerHTML = 'Allocation chart.
'; projSection.style.display = 'none'; return; } const res = asiat_data.results; const inputs = res.inputsSnapshot; let currentAllocHTML = `Allocation for ${inputs.allocationFrequency === 'one-time' ? 'One-Time Amount' : 'Each ' + inputs.allocationFrequency.charAt(0).toUpperCase() + inputs.allocationFrequency.slice(1)} of ${asiat_formatCurrency(inputs.totalAmountToAllocate)}:- `;
res.currentAllocationAmounts.forEach(item => {
currentAllocHTML += `
- ${item.name}: ${asiat_formatCurrency(item.amountAllocated)} (${asiat_formatPercent(item.percent)}) `; }); currentAllocHTML += `
Total Projected Portfolio Value: ${asiat_formatCurrency(finalYearProjection.totalValueAtYearEnd)}
`; asiat_renderStackedBarChartProjections(res.projections, inputs.buckets, projChartContainer); let tableHTML = `| Year | `; inputs.buckets.forEach(b => tableHTML += `${b.name} ($) | `); tableHTML += `Total Value ($) |
|---|---|---|
| ${p.year} | `; inputs.buckets.forEach(bucketInput => { // Ensure order matches input order const bucketData = p.bucketsData.find(b => b.name === bucketInput.name); tableHTML += `${bucketData ? asiat_formatCurrency(bucketData.value) : '$0'} | `; }); tableHTML += `${asiat_formatCurrency(p.totalValueAtYearEnd)} |
${titleText}
`; const svg = document.createElementNS("http://www.w3.org/2000/svg", "svg"); svg.setAttribute('class', 'asiat_pie_chart_svg'); const filteredData = data.filter(d => d.value > 0.001); if(filteredData.length === 0) { container.innerHTML += 'No data.
'; return; } const boxSize = Math.min(container.offsetWidth || 280, 280) - 20; svg.setAttribute('viewBox', `0 0 ${boxSize} ${boxSize}`); const radius = boxSize / 2 * 0.85; const cx = boxSize / 2; const cy = boxSize / 2; let cumulativePercent = 0; const totalValue = filteredData.reduce((sum, d) => sum + d.value, 0); if (totalValue === 0) { container.innerHTML += 'Total value is zero.
'; return; } filteredData.forEach((d, index) => { const percent = d.value / totalValue; const startAngle = cumulativePercent * 2 * Math.PI - Math.PI / 2; const endAngle = (cumulativePercent + percent) * 2 * Math.PI - Math.PI / 2; const x1 = cx + radius * Math.cos(startAngle); const y1 = cy + radius * Math.sin(startAngle); const x2 = cx + radius * Math.cos(endAngle); const y2 = cy + radius * Math.sin(endAngle); const largeArcFlag = percent > 0.5 ? 1 : 0; const pathData = `M ${cx},${cy} L ${x1},${y1} A ${radius},${radius} 0 ${largeArcFlag},1 ${x2},${y2} Z`; const path = document.createElementNS("http://www.w3.org/2000/svg", "path"); path.setAttribute("d", pathData); path.setAttribute("fill", d.color || asiat_defaultColors[index % asiat_defaultColors.length]); path.setAttribute("stroke", "#1F2937"); path.setAttribute("stroke-width", "1"); const title = document.createElementNS("http://www.w3.org/2000/svg", "title"); title.textContent = `${d.label}: ${asiat_formatCurrency(d.value)} (${(percent*100).toFixed(1)}%)`; path.appendChild(title); svg.appendChild(path); cumulativePercent += percent; }); container.appendChild(svg); } function asiat_renderStackedBarChartProjections(projections, bucketsConfig, container) { container.innerHTML = ''; // Clear previous if (!projections || projections.length === 0) { container.innerHTML = 'No projection data for chart.
'; return; } const svgWidth = Math.min(800, (asiat_getEl('asiatContainer_main').offsetWidth || 400) - 80); const svgHeight = 280; const m = {top: 20, right: 100, bottom: 50, left: 75}; // Increased bottom for year labels const w = svgWidth - m.left - m.right; const h = svgHeight - m.top - m.bottom; const yMax = Math.max(...projections.map(p => p.totalValueAtYearEnd), 0.01); const numYears = projections.length; const barGroupWidth = w / numYears; const barPadding = barGroupWidth * 0.2; const barWidth = barGroupWidth - barPadding; const xScale = yearIndex => yearIndex * barGroupWidth + barPadding / 2; const yScale = value => h - ((value / yMax) * h); let chartHTML = ``; container.innerHTML = chartHTML; } // --- Tab 5: Manage Data & PDF --- function asiat_exportData() { /* Same as hfit_exportData, adapted for asiat_data */ const jsonData = JSON.stringify(asiat_data, null, 2); const blob = new Blob([jsonData], {type: 'application/json'}); const url = URL.createObjectURL(blob); const a = document.createElement('a'); a.href = url; a.download = 'asiat_allocation_data.json'; document.body.appendChild(a); a.click(); document.body.removeChild(a); URL.revokeObjectURL(url); alert("Allocation data exported successfully!"); } function asiat_importData(event) { /* Same as hfit_importData, adapted for asiat_data */ const file = event.target.files[0]; if (file) { const reader = new FileReader(); reader.onload = function(e) { try { const importedData = JSON.parse(e.target.result); // Basic validation for structure if (importedData && Array.isArray(importedData.buckets) && importedData.projectionSettings) { if (confirm("Importing will overwrite current allocation data. Are you sure?")) { asiat_data = importedData; asiat_saveData(); alert("Data imported successfully! Refreshing tool..."); asiat_populateInitialFormValues(); asiat_renderBuckets(); asiat_updateTotalAllocationDisplay(); asiat_toggleProjectionFields(); asiat_calculateAndDisplayAllocations(); // Display the imported data } } else { alert("Invalid file format for allocation data."); } } catch (err) { alert("Error importing file: " + err.message); } }; reader.readAsText(file); event.target.value = ''; } } function asiat_clearAllData() { /* Same as hfit_clearAllData, adapted for asiat_data */ if (confirm("Are you sure you want to clear ALL locally stored allocation data? This action cannot be undone.")) { asiat_data = { /* Reset to initial default structure */ totalAmountToAllocate: 1000, allocationFrequency: 'monthly', buckets: [{id: 'b_default', name: 'General Savings', allocationPercent: 100, conceptualGrowthRate: 2.0, color: asiat_defaultColors[0]}], projectionSettings: { enableProjections: true, periodYears: 10 }, results: null }; asiat_bucketIdCounter = 1; // Reset counter asiat_saveData(); alert("All allocation data cleared."); asiat_populateInitialFormValues(); asiat_renderBuckets(); asiat_updateTotalAllocationDisplay(); asiat_toggleProjectionFields(); asiat_calculateAndDisplayAllocations(); } } function asiat_downloadPDF() { if (!asiat_data.results) { alert("Please calculate allocations/projections first."); return; } if (typeof window.jspdf === 'undefined' || typeof window.jspdf.jsPDF === 'undefined') { alert('Core PDF library (jsPDF) is not loaded.'); return; } const { jsPDF: JSPDF } = window.jspdf; const doc = new JSPDF(); if (typeof doc.autoTable !== 'function') { alert('PDF Table plugin (jsPDF-AutoTable) not loaded. PDF formatting may be basic.'); } let y = 15; const m = 15; const res = asiat_data.results; const inputs = res.inputsSnapshot; doc.setFontSize(16); doc.text("Savings & Investment Allocation Report", m, y); y += 10; doc.setFontSize(10); doc.text(`Report Date: ${new Date().toLocaleDateString()}`, m, y); y += 7; doc.setFontSize(12); doc.text("Allocation Setup:", m, y); y += 6; let setupData = [ ["Total Amount to Allocate:", `${asiat_formatCurrency(inputs.totalAmountToAllocate)} (${inputs.allocationFrequency})`], ]; if (typeof doc.autoTable === 'function') { doc.autoTable({startY: y, body: setupData, theme: 'plain', styles:{fontSize:9, cellPadding:1.2}, columnStyles:{0:{fontStyle:'bold'}}}); y = doc.lastAutoTable.finalY + 5; } else { setupData.forEach(row => {doc.text(`${row[0]} ${row[1]}`,m,y); y+=4;}); y+=3;} doc.setFontSize(11); doc.text("Current Period Allocation:", m, y); y += 5; const allocHead = [['Bucket Name', 'Allocation (%)', 'Amount Allocated ($)']]; const allocBody = res.currentAllocationAmounts.map(b => [b.name, asiat_formatPercent(b.percent), asiat_formatCurrency(b.amountAllocated)]); if (typeof doc.autoTable === 'function') { doc.autoTable({startY: y, head: allocHead, body: allocBody, theme: 'striped', headStyles:{fillColor:[52,211,153]}, styles:{fontSize:8.5}}); y = doc.lastAutoTable.finalY + 6; } else { allocBody.forEach(row => {doc.text(row.join(' | '), m+5, y); y+=3.5;}); y+=3;} if (inputs.projectionSettings.enableProjections && res.projections && res.projections.length > 0) { if (y > 200) { doc.addPage(); y = m;} doc.setFontSize(12); doc.text(`Long-Term Projections (${inputs.projectionSettings.periodYears} Years):`, m, y); y+=5; doc.setFontSize(9); doc.text(`Total Projected Portfolio Value (End of Period): ${asiat_formatCurrency(res.totalPortfolioValueEndOfProjection)}`, m, y); y+=6; const projHead = [['Year']]; inputs.buckets.forEach(b => projHead[0].push(`${b.name} ($)`)); projHead[0].push('Total Value ($)'); const projBody = res.projections.map(p => { let row = [p.year]; inputs.buckets.forEach(bucketInput => { const bucketData = p.bucketsData.find(b => b.name === bucketInput.name); row.push(bucketData ? bucketData.value.toFixed(0) : '0'); }); row.push(p.totalValueAtYearEnd.toFixed(0)); return row; }); if (typeof doc.autoTable === 'function') { doc.autoTable({ startY: y, head: projHead, body: projBody, theme: 'grid', headStyles: { fillColor: [52,211,153], fontSize: 8 }, styles: { fontSize: 7.5, cellPadding: 1, halign: 'right', overflow:'linebreak' }, columnStyles: { 0: { halign: 'center', fontStyle: 'bold'} } }); y = doc.lastAutoTable.finalY + 7; } else { addLine("Projection table cannot be generated (plugin issue).", 8, 'italic'); y+=5;} } if (y > 275) { doc.addPage(); y = m; } doc.setFontSize(8); doc.text("Note: This is a conceptual planning tool based on user-defined inputs and assumptions. It does not constitute financial advice.", m, y); doc.save(`Savings_Allocation_Plan.pdf`); }