Please complete the previous steps and click "Run Simulation" to see your results.
Important Assumptions & Notes:
This is a simplified simulation. Actual investment returns, inflation, and fees can vary significantly year to year and may differ from your average assumptions.
**Sequence of Returns Risk**: This model uses average returns and does not account for the critical impact of the sequence of good or bad returns, especially early in retirement. Negative returns early on can deplete a portfolio much faster than average return projections suggest.
Withdrawals are assumed to occur at the end of each year, after investment growth and fees for that year are calculated.
Taxes on withdrawals or investment gains are not considered in this simulation.
This tool does not provide investment, financial planning, or tax advice. Consult with qualified professionals for personalized advice.
