Pension Buyout vs. Monthly Payout Analyzer

Pension Options & Personal Details

Current Age (Years):

Planned Retirement Age: Age you plan to start receiving pension.

Life Expectancy (Planning Horizon): Age up to which projections will run.

Monthly Pension Payout ($ USD): Amount received per month at retirement.

Annual COLA for Pension (%): Cost of Living Adjustment for monthly pension.

Lump-Sum Buyout Amount Offered ($ USD):

Expected Annual Return on Invested Lump-Sum (%): If you take the lump-sum and invest it.

Expected Avg. Annual Inflation Rate (%): Used to adjust pension payouts if COLA is 0, or to understand real values.

Note: These are average assumptions. Actual investment returns and inflation will vary and significantly impact outcomes.

Click "Analyze Options" to view results. Ensure all inputs are set.