Debt Restructuring Scenario Planner
Plan and predict outcomes for different debt restructuring scenarios.
1. Current Debt Information
Enter the current details of your outstanding debt.
If empty, calculated as Debt * Interest Rate for simplicity.
2. Proposed Restructuring Actions
Specify the changes you want to simulate in this scenario.
e.g., -1.0 for a 1% decrease, 0.5 for a 0.5% increase.
e.g., 2 for an additional 2 years, -0.5 for 6-month reduction.
e.g., 10 for a 10% reduction in principal amount.
Capital raised from new equity investors.
3. ML Model Parameters (Adjust Impact Weights)
Customize the relative importance of each action for predicting restructuring success. Weights sum to 100%.
Starting probability before considering specific actions.
Scenario Results & Prediction
Debt Service Impact
Current Annual Debt Service: $0.00
New Annual Debt Service: $0.00
Change in Debt Service: $0.00 (0.00%)
Estimated Cash Flow Impact
$0.00
Positive value indicates cash savings/inflow, negative indicates outflow.
Predicted Restructuring Success Probability
0.00%
Assessment: N/A
This prediction is based on your defined impact weights for each action.
New Annual Debt Service: $${lastCalculatedResults.newAnnualDebtService.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}
`; const changeDebtServiceColor = lastCalculatedResults.changeInDebtService > 0 ? '#047857' : '#b91c1c'; pdfHtmlContent += `Change in Debt Service: $${lastCalculatedResults.changeInDebtService.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} (${(lastCalculatedResults.changeInDebtService / lastCalculatedInputs.currentAnnualDebtService * 100).toFixed(2)}%)
`; const cashFlowImpactColor = lastCalculatedResults.estimatedCashFlowImpact > 0 ? '#047857' : '#b91c1c'; pdfHtmlContent += `Estimated Cash Flow Impact:
`; pdfHtmlContent += `$${lastCalculatedResults.estimatedCashFlowImpact.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}
`; pdfHtmlContent += `Positive value indicates cash savings/inflow, negative indicates outflow.
`; const probColor = getProbabilityColor(lastCalculatedResults.finalSuccessProb); pdfHtmlContent += `Predicted Restructuring Success Probability:
`; pdfHtmlContent += `${lastCalculatedResults.finalSuccessProb.toFixed(2)}%
`; pdfHtmlContent += `Assessment: ${lastCalculatedResults.successAssessment}
`; pdfHtmlContent += `This prediction is based on your defined impact weights for each action.
`; pdfRenderContainer.innerHTML = pdfHtmlContent; try { const canvas = await html2canvas(pdfRenderContainer, { useCORS: true, scale: 2, logging: false }); const imgData = canvas.toDataURL('image/png'); const pdf = new jsPDF('p', 'mm', 'a4'); const imgWidth = 210; const pageHeight = 297; const imgHeight = canvas.height * imgWidth / canvas.width; let heightLeft = imgHeight; let position = 0; pdf.addImage(imgData, 'PNG', 0, position, imgWidth, imgHeight); heightLeft -= pageHeight; while (heightLeft >= 0) { position = heightLeft - imgHeight; pdf.addPage(); pdf.addImage(imgData, 'PNG', 0, position, imgWidth, imgHeight); heightLeft -= pageHeight; } pdf.save('debt_restructuring_report.pdf'); } catch (error) { console.error('Error generating PDF:', error); alertUser('Failed to generate PDF. Please try again or check console for errors.'); } finally { pdfRenderContainer.innerHTML = ''; } }); // Helper function to get color based on probability function getProbabilityColor(prob) { if (prob >= 80) { return '#047857'; // Tailwind green-700 } else if (prob >= 60) { return '#4338ca'; // Tailwind indigo-700 } else if (prob >= 40) { return '#d97706'; // Tailwind orange-700 } else { return '#b91c1c'; // Tailwind red-700 } } // --- Custom Alert Function --- function alertUser(message) { let msgBox = document.getElementById('user-message-box'); let messageTextSpan; let closeButton; if (!msgBox) { msgBox = document.createElement('div'); msgBox.id = 'user-message-box'; msgBox.className = 'fixed inset-x-0 top-0 flex items-center justify-center p-4 z-50'; msgBox.innerHTML = `