DIY Investor Portfolio Stress Test
1. Enter Your Current Portfolio
Asset Allocation (Enter percentages for each asset class):
Percentages must sum to 100%.
2. Select Stress Scenarios
Simulates a sharp decline in tech stocks. (Stocks: -40%, Bonds: +5%, Real Estate: 0%, Cash: 0%)
Simulates a broad market downturn affecting many asset classes. (Stocks: -50%, Bonds: +10%, Real Estate: -20%, Cash: 0%)
Simulates a rapid, short-term market shock. (Stocks: -30%, Bonds: +2%, Real Estate: -5%, Cash: 0%)
Simulates a challenging stagflation-like environment. (Stocks: -35%, Bonds: -10%, Real Estate: -15%, Cash: -5%)
Enter percentage change for each asset class (e.g., -20 for 20% drop):
Please select at least one scenario or ensure custom scenario has a name.
3. Stress Test Results
No results yet. Please input your portfolio and select scenarios, then click "Calculate Results".
Initial Portfolio Value: $${portfolio.totalValue.toLocaleString('en-US')}
| Scenario | ${portfolio.assets.map(asset => `${asset.name} Impact (%) | `).join('')}Portfolio Value After Stress | Total Loss ($) | Percentage Loss (%) | ${assetImpactPercentage.toFixed(1)}% | `; }); const totalLoss = portfolio.totalValue - portfolioValueAfterStress; const percentageLoss = (totalLoss / portfolio.totalValue) * 100; resultsHtml += `
|---|---|---|---|---|
| ${scenario.name} | ${assetImpactCells}$${portfolioValueAfterStress.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} | $${totalLoss.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} | ${percentageLoss.toFixed(2)}% |