AI-Powered Property Flipping Profitability Calculator (Conceptual Simulator)

Property Acquisition

$
%
e.g., closing costs, inspection fees.

Renovation & Holding Costs

$
%
1=Simple cosmetic, 5=Moderate, 10=Very complex/structural. Higher score may suggest higher risk of overruns.

$
Exclude loan principal & interest if using Financing tab.

Financing Details (for Purchase & Reno)

$
Enter the total amount borrowed.
%
%

This calculator assumes interest-only payments during the holding period for simplicity in calculating financing costs during the flip. Principal paydown is not factored into holding costs here.

Sale Projection & Market Factors

$
%
e.g., agent commissions, seller closing costs.

Conceptual "AI" Market Factors

1=Strongly Declining, 5=Stable, 10=Strongly Appreciating. Influences qualitative assessment.

Profitability Analysis

Profitability breakdown will appear here.

Conceptual "AI" Deal Score & Assessment

- / 100

-

Enter project details and click 'Calculate Profitability'.

"; aiScoreGaugeNeedle.style.transform = `rotate(-90deg)`; // Reset needle aiScoreText.textContent = `- / 100`; aiQualitativeEl.textContent = `-`; aiQualitativeEl.className = ''; return; } const i = aipfpc_results.inputs; const c = aipfpc_results.costs; const p = aipfpc_results.profitability; const ai = aipfpc_results.aiAssessment; summaryDiv.innerHTML = `

Financial Summary

Purchase Price: ${aipfpc_formatCurrency(i.purchasePrice)}
Total Acquisition Costs: ${aipfpc_formatCurrency(c.totalAcqCost)}
Total Renovation Costs (incl. contingency & complexity adj.): ${aipfpc_formatCurrency(c.totalRenoCost)}
Total Holding Costs: ${aipfpc_formatCurrency(c.totalHoldingCosts)}
Total Financing Costs: ${aipfpc_formatCurrency(c.totalFinancingCosts)}

Total Initial Cash Outlay: ${aipfpc_formatCurrency(p.initialCashOutlay)}

Estimated ARV: ${aipfpc_formatCurrency(i.arv)}
Total Selling Costs: ${aipfpc_formatCurrency(c.totalSellingCosts)}
Net Proceeds from Sale: ${aipfpc_formatCurrency(p.netProceedsFromSale)}

Net Profit: ${aipfpc_formatCurrency(p.netProfit)}
Return on Investment (ROI on Cash Invested): ${aipfpc_formatPercent(p.roi)}
${i.useFinancing && p.roe !== null ? `
Return on Equity (ROE): ${aipfpc_formatPercent(p.roe)}
` : ''} `; // Update AI Deal Score Gauge const scorePercentage = Math.max(0, Math.min(100, ai.score)); // Clamp 0-100 const rotation = (scorePercentage / 100) * 180 - 90; // -90 (left) to +90 (right) aiScoreGaugeNeedle.style.transform = `rotate(${rotation}deg)`; aiScoreText.textContent = `${ai.score.toFixed(1)} / 100`; aiScoreText.className = `aipfpc_deal_score_text ${ai.qualitativeClass}`; aiQualitativeEl.textContent = ai.qualitative; aiQualitativeEl.className = ai.qualitativeClass; const pdfBtn = document.getElementById('aipfpc_downloadPdfButton'); if(pdfBtn) pdfBtn.style.display = 'block'; } // --- PDF Generation --- function aipfpc_downloadPDF() { if (!aipfpc_results) { alert("Please calculate profitability first."); return; } if (typeof window.jspdf === 'undefined' || typeof window.jspdf.jsPDF === 'undefined') { alert('Core PDF library (jsPDF) is not loaded.'); console.error('jsPDF library not found.'); return; } const { jsPDF: JSPDF } = window.jspdf; const doc = new JSPDF(); if (typeof doc.autoTable !== 'function') { alert('PDF Table plugin (jsPDF-AutoTable) is not loaded. PDF tables might be missing.'); console.error('doc.autoTable is not a function.'); } let y = 15; const m = 15; const cw = doc.internal.pageSize.getWidth() - (2 * m); const res = aipfpc_results; const i = res.inputs; const c = res.costs; const p = res.profitability; const ai = res.aiAssessment; function addLine(text, size, style = 'normal', indent = 0, spacing = 2.5) { if (y > 275) { doc.addPage(); y = m; } doc.setFontSize(size); doc.setFont(undefined, style); const lines = doc.splitTextToSize(text, cw - indent); doc.text(lines, m + indent, y); y += (lines.length * (size * 0.35)) + spacing; } function addPair(label, value, size = 9, spacing = 2) { if (y > 275) { doc.addPage(); y = m; } doc.setFontSize(size); doc.setFont(undefined, 'bold'); doc.text(label, m, y); doc.setFont(undefined, 'normal'); doc.text(value, m + 50, y); // Adjust X for value y += (size * 0.35) + spacing; } addLine(`Property Flipping Profitability Report: ${i.strategyName || 'N/A'}`, 16, 'bold', 0, 5); addLine(`Report Date: ${new Date().toLocaleDateString()}`, 9, 'italic', 0, 5); addLine("Project Inputs:", 12, 'bold', 0, 3); addPair("Purchase Price:", aipfpc_formatCurrency(i.purchasePrice)); addPair("Acquisition Costs:", `${aipfpc_formatCurrency(c.totalAcqCost)} (${i.acqCostValue}${i.acqCostType === 'percentage' ? '%' : '$'})`); addPair("Base Renovation Budget:", aipfpc_formatCurrency(i.renoBudget)); addPair("Contingency:", `${aipfpc_formatCurrency(c.totalRenoCost - i.renoBudget)} (${i.contingencyValue}${i.contingencyType === 'percentage' ? '%' : '$'} + Complexity Adj.)`); addPair("Total Renovation Cost:", aipfpc_formatCurrency(c.totalRenoCost)); addPair("Holding Period:", `${i.holdingPeriodMonths} months`); addPair("Monthly Holding Costs (excl. P&I):", aipfpc_formatCurrency(i.monthlyHoldingCosts)); if (i.useFinancing) { addPair("Financing Used:", "Yes"); addPair("Loan Amount:", aipfpc_formatCurrency(i.loanAmount)); addPair("Interest Rate:", aipfpc_formatPercent(i.interestRate)); addPair("Loan Points/Origination:", `${aipfpc_formatCurrency(i.loanAmount * (i.loanPointsPercent/100))} (${i.loanPointsPercent}%)`); } else { addPair("Financing Used:", "No"); } addPair("Estimated ARV:", aipfpc_formatCurrency(i.arv)); addPair("Selling Costs:", `${aipfpc_formatCurrency(c.totalSellingCosts)} (${i.sellingCostValue}${i.sellingCostType === 'percentage' ? '%' : '$'})`); y += 2; addPair("Market Trend Score (1-10):", i.marketTrendScore.toString()); addPair("Reno Complexity Score (1-10):", i.renoComplexityScore.toString()); y += 5; addLine("Profitability Summary:", 14, 'bold', 0, 4); let summaryData = [ ["Total Acquisition Cost:", aipfpc_formatCurrency(c.totalAcqCost)], ["Total Renovation Cost:", aipfpc_formatCurrency(c.totalRenoCost)], ["Total Holding Costs:", aipfpc_formatCurrency(c.totalHoldingCosts)], ["Total Financing Costs:", aipfpc_formatCurrency(c.totalFinancingCosts)], ["Total Selling Costs:", aipfpc_formatCurrency(c.totalSellingCosts)], [{content: "Total Project Cost:", styles:{fontStyle:'bold'}}, {content: aipfpc_formatCurrency(c.totalProjectCost), styles:{fontStyle:'bold'}}], ["Net Proceeds from Sale:", aipfpc_formatCurrency(p.netProceedsFromSale)], [{content: "Net Profit:", styles:{fontStyle:'bold'}}, {content: aipfpc_formatCurrency(p.netProfit), styles:{fontStyle:'bold', textColor: p.netProfit >= 0 ? [0,100,0] : [200,0,0] }}], ["Total Initial Cash Outlay:", aipfpc_formatCurrency(p.initialCashOutlay)], ["ROI (on Cash Invested):", aipfpc_formatPercent(p.roi)], ]; if(i.useFinancing && p.roe !== null) { summaryData.push(["ROE (Return on Equity):", aipfpc_formatPercent(p.roe)]); } if (typeof doc.autoTable === 'function') { doc.autoTable({ startY: y, body: summaryData, theme: 'plain', styles: {fontSize: 9, cellPadding: 1.2}, columnStyles: {0:{fontStyle:'bold'}}}); y = doc.lastAutoTable.finalY + 6; } else { summaryData.forEach(row => addLine(`${row[0]} ${row[1]}`, 9)); y += 5; } addLine("Conceptual 'AI' Deal Assessment:", 12, 'bold', 0, 3); addLine(`Deal Score: ${ai.score.toFixed(1)} / 100`, 10); addLine(`Qualitative Assessment: ${ai.qualitative}`, 10, 'bold'); y += 7; addLine("Disclaimer: This is a conceptual simulator based on user-defined inputs and simplified 'AI' factors. It is for informational purposes only and does not constitute financial or investment advice. Actual results may vary significantly.", 7, 'italic'); doc.save(`PropertyFlip_Analysis_${i.purchasePrice}.pdf`); }
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