Debt vs. Equity Real Estate Investment Model

Common Project & Investment Inputs

Project Name (Optional):

Your Total Investment Capital Available ($):

Total Property Purchase Price / Project Cost ($):

Analysis Period (Years):

Amount Invested as Debt ($):

This is the principal amount of the loan you are providing.

Annual Interest Rate (%):

Loan Term (Years):

Typically aligns with or is shorter than Analysis Period.

Interest Payment Type:

Origination Points/Fees Charged by You (% of Loan Amount):

Fee income you receive upfront for providing the loan.

Lien Position / Security:

Amount Invested as Equity ($):

Your cash contribution for the equity stake.

Projected Gross Annual Rental Income ($):

Annual Operating Expenses ($ or % of Gross Rent):

Incl. property tax, insurance, maintenance, management. Enter flat $ or % (e.g. "40%").

Vacancy Rate Allowance (% of Gross Rent):

Projected Annual Property Appreciation Rate (%):

Estimated Selling Costs at Exit (% of Sale Price):

Your Share of Profits (if JV/LP) (%):

Your percentage share of net profits from operations and sale. 100% if sole owner.

Upfront Acquisition/Sponsor Fees ($ or %):

Fees paid from your equity investment for acquisition, syndication, etc.

Please fill in details on previous tabs and click "Compare Investments" to see the summary.