Debt-to-Income Ratio Analyzer (Personal Finance Calculator)
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Other Monthly Debt Payments
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Debt-to-Income (DTI) Analysis
Front-End DTI (Housing)
Back-End DTI (Total Debts)
Summary Figures:
General DTI Guidelines for Mortgages (may vary by lender/loan type):
- Front-End: Ideal ≤28-31%. Higher may be acceptable with compensating factors.
- Back-End: Ideal ≤36-43%. Over 43% often considered high risk, over 50% severely stressed.